HDFC BANK - Hiring for Retail Agri-Credit-officer(FRESHER), Apply now!

HDFC BANK - Hiring for Retail Agri-Credit-officer(FRESHER), Apply now!

Overview :

HDFC Bank is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994 and is open to applying for the position of Retail Agri-Credit-officer.  



Requirements :

  • Category: Bachelor's Degree, Master's Degree
  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of experience: 0 to 1



Responsibilities :

  • Daily field visit to Customers (groups) to conduct Borrower Eligibility Test (BET) to check;
  • Update BET details/findings in the BET tool, this also includes;
  • Appraise the credit manager / RM of any ring leaders, dummy customers, and possible fraud events identified during field activities for necessary action.
  • Physical File Verification with system/Mobile APP- Crosschecking of entry done in a system with application form details of each member via KYC detail, family details, existing loan details & Activity
  • Entering visit details on a day-to-day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.



Additional Responsibilities :

  • Load Sharing of other locations for conducting BET in times of high volumes or any other reasons as per instructions of the Credit Manager.
  • Cross Verification of certain tracks from different MFIs on case to case basis.
  • Accompanying Credit Manager for post-disbursement visits, if required
  • Advance planning with the business team on groups to be visited per week.
  • Feedback to the Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of the launch of new products by competitors,
  • change in their sourcing/appraisal process, etc.
  • Other activities such as post approvals visits, recovery visits along with the sales Officer, preparation of MIS, or any other as an informed time to time.




Skills Required :

  • Honesty & integrity
  • Hard & smart working
  • Go-getter attitude
  • Ability to convince & influence
  • Good observation skills
  • Communication & interpersonal skills



Location :

 Maharajganj, Bihar



Join WhatsApp Group: Link

Related Posts